B2B Financial Solutions
Empower Your Business with Flexible IT Payment Solutions
At Tech Buddy LLC, we understand that investing in the right technology shouldn't come with financial strain — especially for growing businesses and institutions. That’s why we offer Flexible Payment Solutions tailored for small businesses, startups, home-based ventures, and educational institutions.
Whether you're acquiring hardware, software, or a complete IT solution, our payment plans are designed to eliminate upfront costs while giving you immediate access to the technology you need. From high-performance laptops and desktops to licensed software and integrated systems, we help you deploy the right tools on your terms.
Here’s how it works:
Businesses receive a 90-day interest-free period to decide whether they prefer to pay the full amount upfront or transition into a long-term financing agreement, with payment plans extending up to 60 months. During this 90-day window, no interest is accrued, giving you valuable time to assess your budget, cash flow, and operational needs without pressure.
Once the 90 days have passed, you have the flexibility to choose a structured financing plan based on your business model and growth objectives. Our extended terms, subject to agreement, make it easier for you to scale IT infrastructure without compromising your capital reserves.
If you're a small business,startup, home-based business, or educational institute looking to upgrade technology without upfront investment, Tech Buddy LLC is here to support you with flexible, accessible, and scalable payment options.
👉 Simply complete the short form below, and one of our representatives will connect with you to discuss the best solution for your needs.
Frequently Asked Questions
What kind of technology can I finance through B2B Financing?
You can finance a wide range of commercial tech, including:
- Laptops, desktops, and IT hardware
- 100% software solutions
- Telecom and networking equipment
- Point-of-sale (POS) systems
- Servers, storage, and more
If your business needs it, there’s likely a way to finance it.
What is the minimum and maximum amount I can finance?
- Minimum amount: $5,000
- Maximum amount: No set limit — high-value projects are welcome.
What are the available lease terms?
Flexible lease terms are available from 12 to 60 months. Payments can be structured to align with your business's cash flow and budget.
How do I apply for B2B Financing?
Simply fill in your details on the page above, and one of our representatives will reach out to guide you through the process. We aim to keep it quick and straightforward for your business.
Who provides the financing – is it Tech Buddy LLC?
No, Tech Buddy LLC does not directly finance the purchase. We work through trusted business financing firms in collaboration with our vendor partners, ensuring flexible and scalable options for our clients.
What’s the process like once I apply?
Once your business is approved, we’ll send over a few short documents to sign. After that, your equipment or project funding will move forward promptly.
Do I need to submit financial documents?
For financing up to $250,000, usually a simple one-page application is sufficient. For larger amounts, lenders may require two years of audited financials, unless your business is publicly traded.
What happens at the end of the lease term?
You have two options:
- Fair Market Value (FMV) Lease – Return, renew, or purchase the equipment at market value.
- $1 Buyout Lease – Own the equipment at the end of the lease for just $1.
Are lease payments tax-deductible?
Yes! In most cases, payments under an FMV lease may be deductible as a business expense. Please consult your accountant for details specific to your situation.
Can new businesses apply for B2B financing?
Yes, startups may be eligible depending on the lender’s criteria. In some cases, a personal guarantee or additional documentation may be required.
Can I bundle hardware, software, and services into one financing plan?
Absolutely! Many of our financing partners allow you to combine hardware, software, and even support services into one convenient monthly payment.
Will the prices on your website be the same for B2B Financing?
No, they will be different.
- The prices listed on our website are tailored for individual customers using personal financing or leasing options (like Acima or Progressive Leasing), and may include certain fees and service charges.
- For B2B Financing, pricing is structured differently based on the size of the order, vendor terms, and the specifics of your financing agreement. You’ll receive a custom quote during the application process.